San Juan Mountains Credit Union (SJMCU) is a not-for-profit financial cooperative that has been serving its members in the San Juan Mountains region of Southwest Colorado since 1963. With a mission to provide accessible and affordable financial services, SJMCU has grown to be a trusted institution that offers a range of financial products and services to its members.
In this article, we will explore the history of SJMCU, its products and services, and its commitment to its members and the community.
History of San Juan Mountains Credit Union
SJMCU was chartered in 1963 by a group of individuals who were dedicated to the philosophy of “people helping people.” They sought to create a financial institution that would serve the needs of the people in the San Juan Mountains region, regardless of their financial situation.
Over the years, SJMCU has grown to become a stable and reliable financial institution that now serves more than 4,000 members in the region. The credit union is governed by a volunteer board of directors who are elected by the membership, and managed by a professional staff who are committed to providing exceptional service to all members.
Products and Services
SJMCU offers a range of financial products and services to meet the diverse needs of its members. These include:
- Checking and savings accounts: SJMCU offers a range of checking and savings accounts that are designed to help members manage their finances effectively. These accounts come with no monthly fees, low minimum balance requirements, and free online and mobile banking services.
- Loans: SJMCU offers a variety of loan products, including auto loans, personal loans, and home loans. These loans come with competitive rates and flexible terms, making them an affordable option for members who need to finance their purchases.
- Credit cards: SJMCU offers credit cards with competitive interest rates and no annual fees. These cards come with a range of benefits, including cashback rewards, travel benefits, and fraud protection.
- Business accounts: SJMCU also offers business accounts and loans for small businesses in the San Juan Mountains region. These products and services are designed to help local businesses grow and thrive.
In addition to these products and services, SJMCU also provides financial education resources and tools to help its members make informed financial decisions.
Commitment to Members and the Community
SJMCU is committed to providing exceptional service to all of its members, regardless of their financial situation. The credit union prides itself on its personalized approach to banking, which is focused on building long-term relationships with its members.
Beyond its commitment to its members, SJMCU is also committed to the community. The credit union supports local organizations and events that promote the well-being of the San Juan Mountains region. This includes supporting local schools, community centers, and environmental initiatives.
San Juan Mountains Credit Union has been serving its members in Southwest Colorado for over 50 years, providing accessible and affordable financial services to the community. With a range of products and services, SJMCU is committed to helping its members manage their finances effectively and make informed financial decisions.
If you live in the San Juan Mountains region and are looking for a financial institution that is committed to your well-being, consider joining SJMCU. As a member-owned cooperative, SJMCU is focused on serving the needs of its members and the community, and is dedicated to the philosophy of “people helping people.”