Greater Cleveland Community Credit Union (GCCCU) is a not-for-profit financial institution that provides a variety of financial products and services to its members. With over 6,000 members and more than $50 million in assets, GCCCU is committed to serving the financial needs of the Greater Cleveland community. In this article, we will take a closer look at GCCCU and the services it offers.
History of GCCCU
GCCCU was founded in 1957 by a group of employees of the Ohio Bell Telephone Company. At that time, it was known as Ohio Bell Employees Credit Union. Over the years, the credit union expanded its membership eligibility criteria to include employees of other companies in the Greater Cleveland area. In 2005, the credit union changed its name to Greater Cleveland Community Credit Union to reflect its commitment to serving the entire community.
Services offered by GCCCU
GCCCU offers a wide range of financial products and services to its members, including savings accounts, checking accounts, loans, and credit cards.
Savings accounts: GCCCU offers a variety of savings accounts, including regular savings, money market, and share certificates. These accounts offer competitive interest rates and are insured by the National Credit Union Administration (NCUA).
Checking accounts: GCCCU offers free checking accounts with no monthly maintenance fees or minimum balance requirements. Members can also access their accounts online or through the credit union’s mobile app.
Loans: GCCCU offers a variety of loans, including personal loans, auto loans, and home equity loans. The credit union offers competitive interest rates and flexible repayment terms.
Credit cards: GCCCU offers Visa credit cards with competitive interest rates, no annual fees, and a variety of rewards programs.
Why choose GCCCU?
There are many reasons to choose GCCCU for your financial needs. Here are a few:
Not-for-profit: GCCCU is a not-for-profit financial institution, which means that it is owned by its members and operates solely for their benefit. This allows the credit union to offer lower fees and interest rates than for-profit banks.
Community-focused: GCCCU is committed to serving the Greater Cleveland community. This means that the credit union reinvests its profits back into the community through sponsorships and donations to local organizations.
Personal service: GCCCU prides itself on providing personalized service to its members. The credit union’s staff is knowledgeable and friendly and is always available to answer questions and provide financial advice.
Online and mobile banking: GCCCU offers online and mobile banking services that allow members to access their accounts 24/7 from anywhere.
How to join GCCCU
Membership in GCCCU is open to anyone who lives, works, worships, or attends school in Cuyahoga, Geauga, Lake, Lorain, or Medina counties. To become a member, you will need to complete an application and open a savings account with a minimum deposit of $5.
Once you become a member, you will have access to all of GCCCU’s financial products and services. You can apply for loans, open checking accounts, and apply for credit cards online or at one of GCCCU’s branch locations.
GCCCU has four branch locations in the Greater Cleveland area. The branches are located in Cleveland, Parma, and Euclid. The credit union also participates in the Shared Branching network, which allows members to access their accounts at over 5,000 credit union branches nationwide.
Greater Cleveland Community Credit Union is a not-for-profit financial institution that is committed to serving the financial needs of the Greater Cleveland community. With a wide range of financial products and services, personalized service, and a commitment to community reinvestment, GCCCU is a great choice for anyone looking for a financial institution that puts its members first. To learn more about GCCCU, visit one of their branch