Safe Credit Union @ www.safecu.org

The Safe Credit Union started in 1940 by 10 members. It serves its member with honesty, integrity, and innovative solutions.

Initially, the credit union was named Sacramento Air Depot Federal Credit Union and during the first year itself, it grew from 10 members to 275 members and $7,000 in assets. During that duration just before one year of the attack on the Pearl Harbour and the United States involvement in World War II – the unsecured loan limit was of $50 and share holdings were limited to $200 per member-owner.

As of 1944, the credit union grew to 1,800 in members and $30,000 in terms of assets. Then in 1953, the Sacramento Air Depot Federal Credit Union Was renamed to Sacramento Air Force Employees Federal Credit Union. In 1959, the board of directors shortened the name to the S.A.F.E. Federal Credit Union and today simply known as SAFE.

By 1984, the credit union ranked 75th as the largest credit union of the 21,000 credit unions in the US, with $143 million in assets and 40,000 in memberships.

In 2014, the credit union opened Pleasant Hill mortgage lending office and moved its headquarters to a large building in Folsom, Calif.

In 2016, Henry Wirz retired from his CEO position and gave the responsibilities to the current CEO and President Dave Roughton. Wirz worked for around 32 years and during his leadership the credit union grew to $2.3 billion in assets and 191,000 members.

Initially, the credit union was named Sacramento Air Depot Federal Credit Union and during the first year itself, it grew from 10 members to 275 members and $7,000 in assets. During that duration just before one year of the attack on the Pearl Harbour and the United States involvement in World War II – the unsecured loan limit was of $50 and share holdings were limited to $200 per member-owner.

As of 1944, the credit union grew to 1,800 in members and $30,000 in terms of assets. Then in 1953, the Sacramento Air Depot Federal Credit Union Was renamed to Sacramento Air Force Employees Federal Credit Union. In 1959, the board of directors shortened the name to the S.A.F.E. Federal Credit Union and today simply known as SAFE.

By 1984, the credit union ranked 75th as the largest credit union of the 21,000 credit unions in the US, with $143 million in assets and 40,000 in memberships.

In 2014, the credit union opened Pleasant Hill mortgage lending office and moved its headquarters to a large building in Folsom, Calif.

In 2016, Henry Wirz retired from his CEO position and gave the responsibilities to the current CEO and President Dave Roughton. Wirz worked for around 32 years and during his leadership the credit union grew to $2.3 billion in assets and 191,000 members.

SAFE stands for the second largest credit union in the region, within the largest 25 in California and within the 100 in the US. The main aim of the SAFE Credit Union is to provide help to their members to improve their financial well-being, to provide an excellent service, and to ensure a financially sound credit union.

SAFE Credit Union Rates

The rates of the services provided by the credit union are as follows:

  • Home loans, Vehicle loans, Student loans, personal loan
  • Credit cards
  • Savings account, Checking accounts

In the below given images the SAFE Credit Union Rates details for the vehicle and personal loan services are mentioned.

Equity Home Loan Rates

Mortgage Purchase rate

Savings Rate Sheet

Interest Rates

The Qualifications to become a member of the SAFE Credit Union

Here the eligibility criteria to become a member are mentioned:

  • One should live, work or worship in the county of California
  • An employer of the organization and association
  • Family member of the current member serving in the field of membership

SAFE Credit Union registration process

If you reach the above mentioned eligibility criteria, then you can apply for the membership. The requirements while applying for the membership of the credit union are as follows:

  • You must have a Government issued driving license, State ID or Passport
  • Social Security Code
  • Date Of Birth
  • And your residence and Email address

You can get membership by following the few steps.

  • Visit the official website of the SAFE credit union,

https://www.safecu.org/

  • Click on Join Safe
  • Or you can directly visit the link,

https://app.loanspq.com/xa/xpressApp.aspx?enc=Kw21Wblm1yxpjJabdoZaD05WwGwkSDNP7PiwwY8aWeAjuuVxgkV6dxhajGnEwpVvxBca3wcr3O5qemV-82xJxg

  • Then you need to enter the details as asked
  • And tap on Continue
  • Complete the process and you will become the member of the credit union

Steps for the opening of an account

  • Visit the SAFE Credit Union site
  • Go to business option
  • In that click on Open Account
  • You can directly visit the given link also,

https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD05WwGwkSDNP7PiwwY8aWeDzMstvGjSLemdQL9zHBLQbNHYUnyfLhUDHJy2k-z-t6w

  • Select the type of account you need
  • And click on Continue to proceed
  • Complete the steps as asked and your account will be opened

SAFE Credit Union Login

You can access SAFE Online Banking through desktop or through your mobile devices. For the SAFE Credit Union Login steps are given as follows:

  • Browse the website of SAFE Credit Union,

https://www.safecu.org/

  • Click on Log In
  • If you are registering for the first time, then click on Get Started
  • Enter your Username: Your SAFE account number
  • And Enter your Password: Enter your CALL-24 PIN. If you don’t remember your CALL-24 PIN, you can reset it at a branch, or you can call SAFE at (916) 979-7233 or (800) SEE-SAFE for help
  • After you get logged in, you can change your username and password
  • Once you have enrolled then you can login by entering your username and password
  • And click on Login

How to reset your forgotten username and password

  • Click on Forgot User ID or Password
  • Enter your phone number which is linked to your account and the username
  • Click on Send me a new password.
  • You will receive a text message on your mobile with your temporary password
  • Enter the new temporary password from the text message you received in Online Banking
  • Tap on Confirm
  • Enter your temporary password again along with your new password to register your new password

SAFE Credit Union App

You can access SAFE online banking by downloading its application. You can download the SAFE Credit Union App either through Google Play Store or App Store. Requirements for the installation of the applications are as follows:

For iOS user

  • It requires iOS 12.2 versions and later
  • Watch OS 5.2 or later
  • It is compatible with iPod, iPad and iPhone touch

For Android user

  • It requires android version 7.0 and later

The steps for accessing the application are given below:

  • At first download the application from Google Play Store or App Store. Links are mentioned here;

https://play.google.com/store/apps/details?id=com.ifs.androidmobilebanking.fiid3503&hl=en

https://apps.apple.com/us/app/safe-credit-union-mobile-banking/id405138418

  • After the installation is completed, login the app
  • Enter your Username
  • Then enter your password
  • And tap on Login

Benefits of using SAFE Credit Union App are as follows:

  • You can view your balance by sitting at home
  • You can pay bills
  • Check your transaction history
  • Find the nearest ATM or branch locations
  • You can view and check the cash back offers

Safe Credit Union Routing Number

The Safe Credit Union Routing or ABA numberis 321173742. The NMLS number of the credit union is 466072.

SAFE Credit Union Rates and Reviews

The SAFE Credit Union App is rated 4.7 out of 5.0 by the Android users and 4.8 out of 5.0 by the iOS users.

Pros

  • The mobile application works efficiently and excellently
  • You can easily transfer funds
  • The credit union is fairing terms of fees
  • The Savings Account is good
  • Everyone in the credit union is helpful and friendly. It was a great experience opening an account with SAFE

Cons

  • Does not work on Wi-Fi connection

SAFE Credit Union working hours

If you misplace or drop your credit or debit card, get a fraudulent charged during the working hours, or a billing error; you can immediately call at (916) 9797233 or (800) SEE-SAFE.

The SAFE Credit Union normal working hours are from

Mon –Fri: 10:00 a.m. to 6:00 p.m.

Sat–From 9:30 a.m. to 2:30 p.m.

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