Opportunities Credit Union is a non-profit financial institution that has been serving its members for over 30 years. It is based in Vermont and offers a range of financial products and services to its members, including savings and checking accounts, loans, credit cards, and financial education.
The credit union is unique in that it is a community development credit union (CDCU). This means that its mission is to promote economic and social justice in underserved communities by providing access to financial services and education. Opportunities Credit Union achieves this mission by offering affordable and accessible financial products and services to individuals and small businesses in low-income and rural areas.
Savings and Checking Accounts
Opportunities Credit Union offers a range of savings and checking accounts to meet the diverse needs of its members. Its share savings account has a competitive interest rate and no monthly fees. Members can also open a checking account with no minimum balance requirement, free online banking, and a free debit card. The credit union also offers special savings accounts for holiday and vacation savings.
Opportunities Credit Union Loans
Opportunities Credit Union offers a range of loan products to help its members achieve their financial goals. Its personal loans have a low interest rate and no application fee, making them an affordable option for those who need to borrow money. The credit union also offers auto loans, home equity loans, and mortgages. Members can apply for loans online or in person, and the credit union has a quick approval process.
Opportunities Credit Union offers two credit card options: a Visa Classic and a Visa Platinum. Both cards have competitive interest rates and no annual fees. Members can earn rewards points for their purchases, which can be redeemed for travel, merchandise, or cash back. The credit union also offers a balance transfer option for those who want to consolidate their credit card debt.
Opportunities Credit Union is committed to providing financial education to its members and the wider community. It offers a range of workshops, webinars, and online resources to help people improve their financial literacy. The credit union also has a financial coach on staff who can provide one-on-one counseling and support to members who need help with budgeting, debt management, or other financial challenges.
Opportunities Credit Union is deeply committed to making a positive impact in the communities it serves. It partners with local organizations and businesses to promote economic development and create opportunities for underserved populations. The credit union also supports a range of community initiatives, including affordable housing, food security, and education.
Opportunities Credit Union is a unique and valuable institution that is making a difference in the lives of its members and the wider community. Its commitment to financial education, affordable products and services, and community development sets it apart from traditional banks and other financial institutions. If you are looking for a financial partner that shares your values and is committed to social and economic justice, Opportunities Credit Union may be the right choice for you.