America First Credit Union @

America First Credit Union was launched on 16th March1939 at the hotel Newhouse in Salt Lake City, Utah. The credit union was formed in a small office housed in Fort Douglas Building 207, with service hours on Fridays only from 3:30 to 4 p.m. 

Its headquarters is in Ogden, Utah, United States and is a federally chartered credit union. It has low-rate financing options for your complete financial needs. It is among the top auto lenders throughout the Intermountain West because of their low rates.

It serves in Salt Lake County, Utah County, Davis County, Mesquite, Arizona, Idaho. It is a National Credit Union Administration (NCUA). According to January 2020 America First Credit Union is the 6th largest credit union in the United States in terms of memberships and the 9th largest credit union in terms of assets in the United States.

The members of union have access to some of the best lending resources in town. With low interest percentages, affordable monthly payments and local services you can trust the union. They provide trusted services that make them the leading Utah car loan provider. And now they are offering excellent Nevada car loan options also.


Services provided by America First Credit Union:

New Auto Loans

  • Before talking to a dealer you get approved
  • Before visiting the dealership know your buying power
  • You can benefit from competitive fixed and variable auto loan rates.
  • You get best member service, because people come before profit.

Used Auto Loans

  • On used auto loan you can save money on the vehicle you already drive
  • You can get instant online approvals
  • You get flexible rate and term options
  • Price of new used auto loans is as low as new car rates

Auto Refinance Loans

  • While paying your loan back you will save more money
  • Select a flexible term that fits your life
  • You can lower your current payment and rate
  • You must have the best loan available

Declining Rate Auto Loans

Each month as you make your payment our interest rate will drop. With the new vehicle lending program each time you make on time payment your interest rate will decrease. Each month members will save more money by financing the purchase of a new vehicle or refinancing the current auto car loan. You just have to submit your on-time payment and you will see your interest rate fall.

  • It is offered exclusively online and at local branches
  • It is available on 5 years term
  • On every on time payment your interest rate drops

The below given image show the auto loan and its term and interest rate.

Qualifications to become a member of America First Credit Union

To become a member of AFCU you must live, conduct business, worship, volunteer, or attend school in Salt Lake, Utah, and Juab Counties, Utah. Below are given some of the areas which are acceptable or eligible for the membership:

  • Acceptable areas of Utah like Cache, Davis, Iron, Rich, Washington, and Weber Counties
  • Acceptable areas of Churchill, Douglas, Esmeralda, Lyon, Mineral, Nye, Storey, Washoe, and Carson City Counties, Clark and Lincoln Nevada (except for those who lives within a 25- mile radius of the Alamo, Nevada U.S. Post Office)
  • Acceptable areas of Mohave and Pima Counties, Arizona, Page and St. Johns, Maricopa County, Arizona
  • Acceptable areas of Ada, Bannock, Bear Lake, Bingham, Boise, Bonneville, Canyon, Caribou, Clark, Elmore, Franklin, Gem, Jefferson, Madison, Owyhee, and Power Counties, Idaho
  • Acceptable areas of Oregon like Malheur County
  • Acceptable areas of Bernalillo, Chaves, De Baca, Guadalupe, Harding, Mora, Quay, Sandoval, San Miguel, Santa Fe, Torrance, or Valencia Counties, New Mexico
  • Owners, employees, or suppliers who are working in the food industry in Utah can become a member
  • Employees or members of a Select Employer Group (SEG) or an affiliated association
  • Immediate family members of a current member
  • Spouses of members who died during the field of membership
  • Members or employees of existing America First Federal Credit Union or its subsidiary corporation

Balance sheet of America First Credit Union

The total membership of AFCU is 1,089,451. The total assets are $11.713 Billion. Below given images described the proper details of earnings, expenses, liabilities, member equity and assets. The balance sheet of current year shows the financial statue of previous year.

America First Credit Union Login and registration process

America First Credit Union login procedure is very simple. The online and mobile banking app is simple and you just need your account number and pin.

The enhanced security features save your time and money which allows you can enroll through online banking or mobile banking.

Steps to register through online banking

  • Click on next and enter your pin
  • Then create your secured password
  • Select your security questions for recovery of password in case you forgot
  • Then verify your personal information for security purpose

Features of online banking

  • The home page has information related to balances, updated bills, and budget
  • It provides two-factor authentication security. You just need your username and password and the verification code sent through email or mobile number
  • Past transactions and activities are shown in account details

Steps to register through America First Credit union App

  • Open the below provided link and install the app or download it from the Google play store or Apple store
  • Then Open the application and click on enroll
  • Rest of the steps are same as the online banking registration process

Advantages of using America First Credit Union App

  • You can add your account from other financial institutions and have a check on all your accounts at one place
  • You can create and maintain your budgets and spending
  • By using the app you can apply for the auto loan. Business and personal loan will be approved in minutes
  • You can easily transfer funds from your one account to another
  • It becomes easy to deposit the money using the app
  • You can get cash back on purchases made with ABC deals
  • You can also get the details regarding the America First Credit union application status

America First Credit Union Routing Number

The routing number of America First Credit Union is 324377516.

This ABA or routing number may be used for direct deposits, wire transfer, tax purpose, and paying utilities.

America first Credit Union Hours

ACFU provides service from 8 a.m. to 8 p.m. Monday to Friday and on Saturdays between 8 a.m. to 7 p.m. On Sundays and other holidays it is closed.

America Credit Union Hours and Locations

The below given table give detail about the different branch locations of America First Credit Union.

Ogden, UtahAmerica First Credit Union PO Box 9199
Mesa6846 E Warner Road
Mesa, AZ 85212
Lobby Hours: 9:00 am – 5:00 p.m. Drive-Up Hours: 9:00 am – 6:00 p.m.
America fork611 West Pacific Drive
American Fork, UT 84003
Lobby Hours: 9:00am-6:00p.m.
Drive-Up Hours: 9:00 am-6:00 p.m.
Brigham City – Kents260 North Main Street
Brigham City, UT 84302

Lobby Hours: 9:00 am – 7:00 pm
Drive-Up Hours: 9:00 am – 7:00 pm
Page449 Haul Road
Page, AZ 86040

Lobby Hours: 9:00 am – 5:00 pm
St Johns520 Cleveland Street
St Johns, AZ 85936

Lobby Hours: 9:00 am – 5:00 pm
Tempe1511 North Project Drive
Tempe, AZ 85281

Lobby Hours: 9:00 am – 5:30 pm
Drive-Up Hours: 8:30 am – 5:30 pm
Tolleson221 N 79th Avenue
Tolleson, AZ 85043

Lobby Hours: 9:00 am – 5:00 pm
Boise10356 West Fairview Avenue
Suite 105
Boise, ID 83704

Lobby Hours: 9:00 am – 5:00 pm
Caliente840 Front Street
Caliente, NV 89008

Lobby Hours: 9:00 am – 4:00 pm
Drive-Up Hours: 8:30 am – 4:00 pm
Ogden Harrison4768 Harrison Boulevard
Ogden, UT 84403

Lobby Hours: 9:00 am – 6:00 pm
Drive-Up Hours: 9:00 am – 6:00 pm
Bountiful- Dicks Market2280 South Orchard Drive
Bountiful, UT 84010
Lobby Hours: 9:00 am – 7:00 pm

Leave a Comment

Your email address will not be published. Required fields are marked *