Virginia Credit Union is a financial institution that helps one take control of their finances with the help of their affordable Virginia Credit Union services, knowledge, and opportunities for one to make them reach their goals sooner. We have provided the Virginia Credit Union Routing Number and the Virginia Credit Union Locations. We have given a guide on the Virginia Credit Union Register and Virginia Credit Union Login.


Virginia Credit Union

In 1928, a group of state employees founded the State Employees’ Credit Union which accumulated, invested the saving of members, and gave loans. In one year, they had about 170 members and granted 50 loans. By the end of 1965, they had more than 5,000 members, and their assets amounted to $2.4 million. In the 1980s, they merged with Fredericksburg Area Credit Union, Hanover County Employees’ Credit Union, and the University Credit Union. In 1987, they changed their union’s name to Virginia Credit Union and kept on expanding. Thalhimers Credit Union, Petersburg City Employees Federal Credit Union, and ALCOA Richmond Federal Credit Union members also become a part of them. In the 2010s they merged with LifeLine Federal Credit Union and Sperry Marine Federal Credit Union.

According to Virginia Credit Union Reviews, Virginia Credit Union Rates are affordable, and these competitive rates can help one reach their financial dreams as soon as possible. They offer competitive rates on housing, vehicles, credit cards, saving, and checking as well. In the 2010s, they had more than 200,000 members and their assets surpassed $2 billion. To know more about Virginia Credit Union’s current financial status, we have provided Virginia Credit Union’s balance sheet:

Virginia Credit Union

A routing number is a nine-digit code used for identification purposes for the verification of the financial institution. This code is used for the direct exchange of funds from one bank to another. Normally the routing number is on the bottom left corner of the check Virginia Credit Union Routing Number 251082615. Routing numbers are normally a requirement while reordering checks, payment of consumer bills, the establishment of a direct deposit/paycheck, or for the payment of taxes. It can be used for domestic as well as international wire transfers. On the official page, you can find the Virginia Credit Union Routing Number on the bottom of the website.

Virginia Credit Union Services include digital banking, insurance, and investing services. Under digital banking, they have online banking, mobile banking, and phone banking. These services provide banking with speed and convenience. In insurance services, they provide insurance products to protect everything important to you, like your vehicles, belongings, home, pets, vacations, and your life. They even provide loan payment protection and title services to their members. Their retirement and investing schemes are good and competitive ensuring to profit their members.

They ensure to provide affordable banking services, lower fees or no fees, lower rates on loans and mortgages, and attractive saving options. They have convenient 24/7 access with online and mobile services, member discounts, lifetime membership, and benefits for business owners. Their supportive staff focuses on the member’s needs. They even provide college scholarships and conduct financial seminars.

Virginia Credit Union Register

If you come under one of the following categories, you are eligible to be a member:

  • Employees and retirees of the Commonwealth of Virginia state agency or department or County, city, town, or other political subdivision in Virginia
  • Individuals who live, work, worship, volunteer, or attend school within the boundaries of City of Richmond, City of Petersburg, City of Hopewell, City of Fredericksburg, Buckingham County, Cumberland County, Nottoway County, Prince Edward County, Town of Farmville
  • Employees of, retirees of or full-time/part-time students currently enrolled at any Virginia state-funded college or university, which includes Virginia Union University, Randolph-Macon College, University of Richmond
  • Immediate family and household members, regardless of where they live, which includes Parents, Spouses, Children, Siblings, Grandparents, Grandchildren

To become a member of the Virginia Credit Union, one should be at least 18 years of age and a US citizen or resident alien. Here are some other requirements you need:

  • $5 membership deposit
  • U.S. government-issued photo ID
  • Social Security Number or Individual Taxpayer Identification (ITIN)
  • Credit or debit card 

There are four main steps in the Virginia Credit Union Register process. The process includes: gathering personal information, selecting of type of accounts and services needed, verification of the application, and submission of the application. Follow these instructions for the Virginia Credit Union Register:

Now a pop-up will come, if you have the following documents, then click on the “get started ” button

Virginia Credit Union Register

Fill in all the information asked in the form.

Create your membership password.

  • Now go through the terms and conditions.
  • Once done, tick the box if you agree to the disclosure.
  • Click on the “Next” button to proceed.
  • Now you have to select the type of account and services you are interested in.
  • Once done, proceed to the verification part.
  • Now, submit your application.

If you are facing any issues, contact Virginia Credit Union by calling them at (804) 323-6800 or (800) 285-6609, Monday to Friday between 8:00 am to 6:00 pm. You can also make an appointment and drop by one of the Virginia Credit Union Locations for further assistance.

Virginia Credit Union Login

Now that you are a member and have registered, follow these instructions for the Virginia Credit Union Login:

Virginia Credit Union Login
  • Enter your username.
  • Click on the continue button.
  • Now, enter your password.
  • Click on the Sign-in button to proceed.

If you cannot recall your password, then follow the given instructions to recover your password:

  • Enter in all your detail asked like your user ID, member number, name, email address, and so on.
  • Once done, click on the submit button to recover your password.

If facing any issues, contact Virginia Credit Union by calling them at (804) 323-6800 or (800) 285-6609, Monday to Friday between 8:00 am to 6:00 pm. You can also make an appointment and drop by one of the Virginia Credit Union Locations for further assistance.

Virginia Credit Union App

Virginia Credit Union app called VACU Mobile banking is freely available on Google Play for Android devices and apple store for mac devices. This application helps the users to view account balances, history, and pending transactions. It has an access quick menu to perform transactions quickly. It enables members to transfer funds between VACU accounts, and it helps you schedule or edit, or cancel bill payments. It has a GPS enabled to locate nearby Virginia Credit Union Locations and ATMs. One can also deposit checks with the help of a mobile deposit.

Virginia Credit Union App


The Virginia Credit Union is a not-for-profit and member-owned financial institution. Which helps and supports the financial goals of the members and their families. The Virginia Credit Union services and rates are competitive and ensure to provide the members with maximum profits. We have provided the Virginia Credit Union Routing Number for any direct transactions. We have included a guide on the Virginia Credit Union Register and Virginia Credit Union Login for those interested. If you are having any issues, make an appointment and drop at your nearby Virginia Credit Union Locations or contact them through the Virginia Credit Union App on your smartphone.

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