Streator Community Credit Union (SCCU) is a not-for-profit financial institution that has been serving its members since 1953. As a credit union, SCCU is owned and controlled by its members, with the mission to provide affordable financial services and promote financial literacy in the community. In this article, we will explore what SCCU has to offer and how it can benefit you.
Contents
Membership
To become a member of SCCU, you must live, work, worship, or attend school in LaSalle, Livingston, Marshall, or Woodford counties. Additionally, immediate family members of current SCCU members are also eligible to join. Becoming a member is easy, and it only requires a $5 deposit in a share account, which represents your ownership in the credit union.
Services
SCCU offers a wide range of financial products and services to meet the needs of its members. Some of the products and services that SCCU offers include:
Checking accounts: SCCU offers several checking account options that cater to different needs, including free checking, e-checking, and premium checking. All checking accounts come with a Visa debit card, online banking, and mobile banking.
Savings accounts: SCCU offers several savings account options that can help you save for a specific goal or build an emergency fund. Some of the savings accounts offered by SCCU include regular savings, Christmas club savings, and health savings accounts (HSAs).
Loans: SCCU offers various loan options, including auto loans, personal loans, and home equity loans. SCCU’s loan rates are competitive, and the credit union offers flexible repayment terms to meet your needs.
Credit cards: SCCU offers two credit card options: Visa Classic and Visa Platinum. Both credit cards come with no annual fees, low interest rates, and reward programs that let you earn points for every dollar spent.
Online banking: SCCU’s online banking platform makes it easy to manage your accounts and access your financial information from anywhere. With online banking, you can check your balances, transfer funds, pay bills, and more.
Mobile banking: SCCU’s mobile banking app lets you manage your accounts on the go. With the app, you can check your balances, deposit checks, transfer funds, and even pay bills.
Financial education: SCCU is committed to promoting financial literacy in the community. The credit union offers various resources and educational materials to help its members make informed financial decisions.
Benefits of SCCU Membership
Becoming a member of SCCU has several benefits, including:
Lower fees: SCCU is a not-for-profit financial institution, which means that it can offer lower fees and interest rates than traditional banks.
Personalized service: SCCU is committed to providing personalized service to its members. As a member, you can expect to be treated like a person, not a number.
Community involvement: SCCU is actively involved in the community, supporting local organizations and events. By becoming a member, you can support these efforts.
Financial education: SCCU offers various resources and educational materials to help its members make informed financial decisions. By taking advantage of these resources, you can improve your financial literacy and make smarter financial choices.
Conclusion
SCCU is a not-for-profit financial institution that offers a wide range of financial products and services to its members. Becoming a member of SCCU has several benefits, including lower fees, personalized service, community involvement, and financial education. If you live, work, worship, or attend school in LaSalle, Livingston, Marshall, or Woodford counties, or if you are an immediate family member of a current SCCU member, consider joining SCCU and taking advantage of its many services and benefits.