Are you tired of dealing with traditional banks that prioritize profits over people? If so, it may be time to switch to a credit union. Specifically, Gulf Trust Credit Union (GTCU) is a top choice for individuals and businesses looking for better banking options. In this comprehensive guide, we’ll explore everything you need to know about GTCU, including its history, services, benefits, and more.
History of Gulf Trust Credit Union
GTCU was founded in 1952 as the Gulf Oil Employees Federal Credit Union. It was created to provide financial services to Gulf Oil employees and their families. Over the years, GTCU expanded its membership to include other individuals and businesses in the Gulf Coast region. Today, GTCU serves over 12,000 members and manages over $120 million in assets.
Services Offered by Gulf Trust Credit Union
GTCU offers a range of financial services to meet the needs of its members. Here are some of the most popular services offered by GTCU:
- Checking and Savings Accounts: GTCU offers free checking accounts with no minimum balance requirement. Members can also open savings accounts with competitive interest rates.
- Loans: GTCU offers a variety of loan options, including personal loans, auto loans, and home equity loans. The credit union also offers low interest rates and flexible repayment terms.
- Credit Cards: GTCU offers credit cards with competitive interest rates and no annual fees. Members can choose from a variety of credit card options, including rewards cards and low APR cards.
- Business Services: GTCU offers a range of business services, including business checking accounts, business loans, and merchant services. These services are designed to help small businesses grow and succeed.
Benefits of Banking with Gulf Trust Credit Union
- Lower Fees: GTCU is a not-for-profit credit union, which means it can offer lower fees than traditional banks. This can save members money over time.
- Better Interest Rates: GTCU offers competitive interest rates on loans and savings accounts. This means members can earn more on their savings and pay less in interest on their loans.
- Personalized Service: GTCU is known for its personalized service. Members can work with a dedicated financial advisor who can help them achieve their financial goals.
- Community Involvement: GTCU is committed to giving back to the community. The credit union supports local charities and organizations through donations and volunteer work.
How to Become a Member of Gulf Trust Credit Union
Becoming a member of GTCU is easy. You can join if you live, work, worship, or attend school in one of the following counties: Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, or Waller. You can also join if you have an immediate family member who is already a GTCU member. To become a member, simply visit the GTCU website or stop by one of their branches.
Locations of Gulf Trust Credit Union Branches
GTCU has several branches throughout the Gulf Coast region. Here are the locations of each branch:
- Pearland Branch: 2517 Cullen Parkway, Pearland, TX 77581
- League City Branch: 1801 West League City Parkway, League City, TX 77573
- Alvin Branch: 1101 Highway 6, Alvin, TX 77511
- Friendswood Branch: 130 W Parkwood Ave, Friendswood, TX 77546
- Deer Park Branch: 3602 Center St, Deer Park, TX 77536
In conclusion, Gulf Trust Credit Union offers a variety of financial services that can meet the needs of individuals and businesses in the Gulf Coast region. The credit union’s history, services, and benefits make it a top choice for those looking for a more personalized banking experience. With lower fees, better interest rates, and a commitment to community involvement, GTCU is a not-for-profit credit union that truly prioritizes its members over profits. If you’re looking for a better banking option, consider becoming a member of Gulf Trust Credit Union today.