As a member-owned financial cooperative, Fort Lee Credit Union has been serving the financial needs of its members for over 60 years. The credit union is headquartered in Fort Lee, Virginia and has three additional branches in Chesterfield, Petersburg, and Prince George, Virginia. With a membership base of over 26,000, Fort Lee Credit Union is dedicated to providing its members with high-quality financial products and services.
In this article, we’ll take a closer look at Fort Lee Credit Union and everything you need to know about their services.
What is a Credit Union?
A credit union is a non-profit financial institution that is owned and controlled by its members. Members pool their money together to provide loans and other financial services to each other. Unlike banks, which are owned by shareholders and focused on generating profits, credit unions are focused on serving their members.
Membership at Fort Lee Credit Union is open to anyone who lives, works, worships, or attends school in the following areas:
- Fort Lee
- Chesterfield County
- Prince George
- Colonial Heights
Membership is also open to immediate family members of current Fort Lee Credit Union members.
Products and Services
Fort Lee Credit Union offers a wide range of financial products and services to its members. Some of their most popular products and services include:
Checking and Savings Accounts: Fort Lee Credit Union offers checking and savings accounts that are designed to meet the diverse financial needs of their members. Their checking accounts come with no monthly fees and access to online and mobile banking.
Loans: Fort Lee Credit Union offers a variety of loan options to help members meet their financial needs. They offer auto loans, personal loans, home equity loans, and more. Their loan rates are often lower than those offered by traditional banks.
Credit Cards: Fort Lee Credit Union offers a range of credit card options to fit the needs of their members. They offer cards with no annual fees, rewards programs, and low interest rates.
Online and Mobile Banking: Fort Lee Credit Union offers members access to online and mobile banking. This allows members to manage their accounts, transfer funds, pay bills, and more from their computer or mobile device.
Financial Education: Fort Lee Credit Union provides members with access to financial education resources. They offer seminars, workshops, and online resources to help members manage their finances.
Why Choose Fort Lee Credit Union?
There are many reasons why someone might choose Fort Lee Credit Union over a traditional bank. Here are just a few of the benefits of banking with Fort Lee Credit Union:
- Lower fees: Credit unions are known for their lower fees and Fort Lee Credit Union is no exception. They have no monthly maintenance fees and offer lower fees for overdrafts, ATM usage, and other services.
- Better rates: Because credit unions are owned by their members and not focused on generating profits, they often offer better interest rates on loans and savings accounts.
- Personalized service: Credit unions are known for their personalized service. At Fort Lee Credit Union, members have access to dedicated staff who are committed to helping them meet their financial goals.
- Community-focused: Credit unions are often deeply connected to their local communities. Fort Lee Credit Union is no exception. They are committed to supporting the communities they serve through sponsorships, charitable donations, and volunteering.
- Security: Fort Lee Credit Union is a federally insured credit union. This means that deposits are insured by the National Credit Union Administration (NCUA), up to $250,000 per account.
Fort Lee Credit Union is a great option for those who are looking for a financial institution that is focused on their members’ needs. With a wide range of financial products and services, lower fees, and better rates than traditional banks, Fort Lee Credit Union is dedicated to helping their members achieve their financial goals. Their commitment to personalized service and community involvement make them a great choice for anyone who values a strong relationship with their financial institution. So if you’re looking for a credit union that puts you first, consider becoming a member of Fort Lee Credit Union.