Community Complex Federal Credit Union (CCFCU) is a non-profit financial cooperative that provides a wide range of financial products and services to individuals and businesses in the communities it serves. Established in 1953, CCFCU has been providing financial services to its members for over 68 years, with the primary mission of promoting thrift and providing access to affordable credit.
In this article, we will explore the history, mission, and values of CCFCU, as well as the financial products and services it offers to its members. We will also discuss how CCFCU supports the communities it serves and how it differs from other financial institutions.
History of CCFCU
Community Complex Federal Credit Union was founded in 1953 as a financial cooperative for the employees of the Community Complex, a housing project in Grand Rapids, Michigan. It started with just 34 members and $3,400 in assets. Today, CCFCU has over 6,000 members and over $30 million in assets. It serves the residents of Kent County, Michigan, and surrounding areas.
Mission and Values of CCFCU
The primary mission of CCFCU is to provide its members with affordable financial services that promote thrift and financial stability. CCFCU is committed to providing its members with access to quality financial services that are tailored to their individual needs. The credit union is member-owned and operated, and its decisions are made with the best interests of its members in mind.
The values of CCFCU include integrity, honesty, and fairness. The credit union is committed to providing its members with financial services that are transparent, trustworthy, and affordable. CCFCU also values community involvement and is dedicated to supporting the communities it serves.
Financial Products and Services
CCFCU offers a wide range of financial products and services to its members, including savings accounts, checking accounts, loans, credit cards, and other financial services. Members can also access online and mobile banking services, as well as e-statements and bill pay.
Savings Accounts: CCFCU offers a variety of savings accounts, including regular savings, youth savings, holiday club savings, and vacation club savings. Members can earn competitive interest rates on their savings, and there is no minimum balance requirement.
Checking Accounts: CCFCU offers several checking account options, including basic checking, rewards checking, and business checking. Members can also access overdraft protection, direct deposit, and other convenient services.
Loans: CCFCU offers a variety of loan products, including personal loans, auto loans, home equity loans, and business loans. Members can also access credit counseling and debt management services.
Credit Cards: CCFCU offers Visa credit cards with low interest rates, no annual fees, and rewards programs.
Other Financial Services: CCFCU also offers additional financial services, such as wire transfers, money orders, cashier’s checks, and safe deposit boxes.
CCFCU is committed to supporting the communities it serves. The credit union regularly participates in community events and provides financial education to members of the community. CCFCU has also partnered with local organizations to provide financial assistance to those in need.
CCFCU is also committed to supporting local businesses. The credit union offers business loans, credit cards, and other financial services to small businesses in the community. By supporting local businesses, CCFCU helps to create jobs and stimulate economic growth in the communities it serves.
How CCFCU Differs From Other Financial Institutions
CCFCU differs from other financial institutions in several ways. First, as a non-profit financial cooperative, CCFCU is member-owned and operated. This means that decisions are made with the best interests of members in mind, rather than shareholders.
Community Complex Federal Credit Union is a non-profit financial cooperative that provides affordable financial products and services to individuals and businesses in the communities it serves. With a mission of promoting thrift and providing access to affordable credit, CCFCU is committed to providing transparent, trustworthy, and affordable financial services to its members.
As a member-owned and operated credit union, CCFCU prioritizes the best interests of its members in all of its decision-making. Additionally, CCFCU is committed to supporting the communities it serves through community involvement, financial education, and partnerships with local organizations.
If you live in Kent County, Michigan, or surrounding areas, consider joining Community Complex Federal Credit Union to access quality financial services and support your local community.