Catholic and Community Credit Union (CCCU) is a not-for-profit financial institution that has been serving the St. Louis community for over 75 years. It is a member-owned cooperative that provides financial services exclusively to members of the Catholic community and their families. In this article, we will explore CCCU’s history, services, benefits, and how it stands out from other financial institutions.
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A Brief History of Catholic and Community Credit Union
CCCU was founded in 1947 by Monsignor James T. McInerney, a prominent Catholic priest in St. Louis. He established the credit union to provide affordable financial services to members of the Catholic community who were often excluded from traditional financial institutions. Since then, CCCU has grown to become one of the largest credit unions in the state of Missouri, with over 25,000 members.
Services Offered by Catholic and Community Credit Union
CCCU offers a wide range of financial services, including savings and checking accounts, loans, credit cards, and online banking. Here is a closer look at some of its most popular services: check their official website
- Savings Accounts: CCCU offers various types of savings accounts, including regular savings, youth savings, holiday savings, and certificates of deposit (CDs). Members can earn competitive interest rates on their deposits, which help them grow their savings.
- Checking Accounts: CCCU offers free checking accounts with no minimum balance requirements, no monthly fees, and unlimited check writing. Members can also enjoy free online banking, mobile banking, and bill pay services.
- Loans: CCCU offers a variety of loan products, including auto loans, personal loans, home equity loans, and mortgages. Members can get pre-approved for a loan online or at one of the credit union’s branches.
- Credit Cards: CCCU offers credit cards with competitive rates and no annual fees. Members can choose from various card options, including rewards cards and secured cards.
- Online Banking: CCCU’s online banking platform allows members to access their accounts 24/7, check their balances, transfer funds, pay bills, and more. Members can also use the credit union’s mobile banking app to manage their accounts on-the-go.
Benefits of Banking with Catholic and Community Credit Union
Banking with CCCU offers several benefits to its members, including:
- Competitive Rates: CCCU offers competitive rates on its deposit accounts, loans, and credit cards, which helps members save money and get the most out of their money.
- Personalized Service: CCCU provides personalized service to its members, which means members can talk to a live representative whenever they need help or have questions about their accounts.
- Community Involvement: CCCU is deeply involved in the St. Louis community and supports various local charities and organizations. Members can feel good knowing that their deposits are being used to support the community they live in.
- Member Ownership: CCCU is a member-owned cooperative, which means members have a say in how the credit union is run. Members can elect the credit union’s board of directors and have a voice in major decisions that affect the credit union.
How Catholic and Community Credit Union Stands Out
CCCU stands out from other financial institutions in several ways, including:
- Exclusivity: CCCU is open exclusively to members of the Catholic community and their families, which creates a close-knit community of members who share common values and beliefs.
- Not-for-Profit: CCCU is a not-for-profit financial institution, which means it operates to benefit its members, not to generate profits for shareholders.
- Focus on Service: CCCU focuses on providing exceptional service to its members, which is reflected in its personalized service
conclusion
Catholic and Community Credit Union offers a range of financial services to its members, all with competitive rates and personalized service. As a not-for-profit institution, CCCU is focused on serving its members and supporting the local community. By becoming a member of CCCU, individuals can join a close-knit community of fellow Catholics who share similar values and beliefs, while also gaining access to a range of high-quality financial services. With its focus on service, community involvement, and member ownership, CCCU is a unique and valuable resource for members of the St. Louis community.