The Capital Credit Union started in 1936 and located in North Dakota. The Capital Credit Union is a not-for-profit credit union. The Capital Credit Union provides the following mentioned services:
- Auto Loans, Home Equity Loans, Mortgage Loans
- Checking accounts, Savings accounts
- Business Loans
- Automatic Transfers, Wire Transfer
Automatic Transfer includes
- It is a free Capital Credit Union service
- You can transfer funds from another institution to your Capital Credit Union deposit or loan accounts
- Transfer funds from your Capital Credit Union account to another institution
- You can make transfers for any day of the month
- It is easy to set up a schedule for recurring transfers
Wire Transfer
- It is the quickest and most secure way to spend money
- Transfer can be done in the US or internationally
- Wires received by the Credit Union after 2 pm for the international and US, transfers will be sent the next day
- Final Credit to Capital Credit Union/ ABA #291378130, with member’s name and account number
- Both routing numbers are mandatory to complete a wire transfer into Capital Credit Union account
The Capital Credit Union Rates for the services provided by them are given below.
- Savings account
Checking account
Fixed Rate Loans
Variable Loan Rates
Balance sheet of the Capital Credit Union
The below given image has the details of the Capital Credit Union financial statement. It includes total assets, total liabilities, total interest income, total interest expense, total non-interest income, and total non-interest expense. The image is in effect of 24-10-2020.
Qualifications to become a member of the Capital Credit Union
You can apply for the membership if you fall in any one of the below given criteria.
- One who lives within 75 miles of Bismarck, ND
- Live within 75 miles of Fargo, ND
- Live within 75 miles of Hazen, ND
- Anyone who lives within 50 miles of Beulah, ND
- Live within 50 miles of New Salem, ND
- Immediate family member living within 50 miles of Bismarck, ND
- Open an account with a minimum of $25, you become a member of the Credit Union and can enjoy the benefits of the membership
You will need the following details with you when you join the Credit Union.
- Your Full Name
- Social Security Number
- Date of Birth
- Current Physical Address and Mailing Address
- Telephone Number
- Valid identification information – number, issue date, and expiration date
- Beneficiary information
Steps to open an account to become a member
- Choose your eligibility criteria
- Select the type of product
- And Continue
Contents
Capital Credit Union Online Banking Registration
Once you become a member of the Capital Credit Union, you can register for an online banking. Steps for opening an account online are as follows:
- Browse the Capital Credit Union site,
- Navigate to the CU Online Banking option
- Click on New User
- Go through the disclosure and Accept
- You need to enter Account Number, Last 4 Digits of SSN/TIN to verify
- Date of Birth
Complete the steps as prompted
- As you complete the process your account will be activated
Capital Credit Union Login
As your online account gets activated, you can easily login your account using a browser or mobile application. The Steps for the Capital Credit Union login through the browser are as mentioned below:
- Visit the official site of the Credit Union,
- Navigate to CU Online Login
- Enter your Username and Password
- And Click Login
How to recover Forgotten Username and Password
Many a time user may forget their Username or Password, you can retrieve it by following the below given steps.
- Visit the site,
- Click on Forgot Username and Password
- From the drop down options, you need to select one option
- And press Submit
Then you need to verify your information by entering the last 4 digits of Social Security Number, Account Number, and Date of Birth
- Complete the procedure as prompted
Capital Credit Union App
You can access your Capital Credit Union account through mobile banking by downloading the app through Google Play Store or App Store.
- Download the app through the links,
https://play.google.com/store/apps/details?id=com.malauzai.DH23609
https://apps.apple.com/us/app/capital-cu-of-bismarck/id1451967514
Perks of using the Capital Credit Union App
- You can view account balance
- Transfer funds between accounts
- Deposit checks
- Pay bill
- Complete a payment with Picture Pay
- Search for branch and ATM locations
- Activate or Deactivate debit card
- You can set balance and activate alerts
Capital Credit Union Routing Number
The Capital Credit Union routing is 291378130.
The routing number is necessary while making Wire Transfer.
Capital Credit Union Ratings and Reviews
The Capital Credit Union rating for the application by the Android users is 4.8 out of 5.0 and by the iOS users is 4.6 out of 5.0.
Reviews for the Capital Credit Union application
- Great app
- Very disappointed for both app an website
- Wonderful app after the update
- Very Slow loading
Capital Credit Union Locations and Working Hours
The Capital Credit Union provides services from 11 branch locations. The below given table contains information of Capital Credit Union locations and Working Hours.
| Name | Address | Working Hours | Contact Number |
| Bismarck-Main Office | 204 W. Thayer Ave. Bismarck, ND 58501 | Lobby Hours: M-F: 8:30am – 5:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – 1:00pm | 7012550042 |
| Bismarck-North Branch (Dan’s Supermarket) | 3101 N. 11th St., Suite 3 Bismarck, ND 58503 | Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00 am – 2:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 2:00pm | 7012550042 |
| Bismarck-Northwest Branch | 1550 Burnt Boat Drive Bismarck, ND 58503 | Lobby Hours: M-F: 9:00am – 5:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – 1:00pm | 7012550042 |
| Bismarck-Sunrise Branch (Dan’s Supermarket) | 3103 Yorktown Drive, Suite 3 Bismarck, ND 58503 | Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00am – 2:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 2:00pm | 7012550042 |
| Bismarck-South Branch (Dan’s Supermarket) | 835 S. Washington St., Suite 3 Bismarck, ND 58504 | Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00am – 2:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 2:00pm | 7012550042 |
| Mandan Branch | 600 E. Main St. Mandan, ND 58554 | Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00am – 1:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 1:00pm | 7012550042 |
| Beulah Branch | 131 W. Main St. Beulah, ND 58523 | Lobby Hours: M-F: 8:30am – 5:00pm | 7018732626 |
| Hazen Branch | 145 Main St. E. Hazen, ND 58545 | Lobby Hours: M-F: 8:30am – 5:00pm Drive-Up Hours: M-F: 8:30am – 5:00pm Sat: 8:30am – Noon | 7017486868 |
| Fargo 13th Ave. Branch | 4900 13th Ave. S., Suite 5 Fargo, ND 58103 | Lobby Hours: M-F: 9:00am – 5:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – Noon | 7012822139 |
| New Salem Branch | 316 Main Ave. New Salem, ND 58563 | Lobby Hours: M: 8:30am – 6:00pm Tues – Fri: 8:30am – 4:00pm | 7018437504 |
| Fargo Veterans Blvd. Branch | 3216 Veterans Blvd. Fargo, ND 58104 | Lobby Hours: M-F: 8:30am – 5:00pm Sat: 9:00am – 1:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – 1:00pm | 7012822139 |