Capital Credit Union @ www.capitalcu.com

The Capital Credit Union started in 1936 and located in North Dakota. The Capital Credit Union is a not-for-profit credit union. The Capital Credit Union provides the following mentioned services:

  • Auto Loans, Home Equity Loans, Mortgage Loans
  • Checking accounts, Savings accounts
  • Business Loans
  • Automatic Transfers, Wire Transfer

Automatic Transfer includes

  • It is a free Capital Credit Union service
  • You can transfer funds from another institution to your Capital Credit Union deposit or loan accounts
  • Transfer funds from your Capital Credit Union account to another institution
  • You can make transfers for any day of the month
  • It is easy to set up a schedule for recurring transfers

Wire Transfer

  • It is the quickest and most secure way to spend money
  • Transfer can be done in the US or internationally
  • Wires received by the Credit Union after 2 pm for the international and US, transfers will be sent the next day
  • Final Credit to Capital Credit Union/ ABA #291378130, with member’s name and account number
  • Both routing numbers are mandatory to complete a wire transfer into  Capital Credit Union account

The Capital Credit Union Rates for the services provided by them are given below.

  • Savings account

Checking account

Fixed Rate Loans

Variable Loan Rates

Balance sheet of the Capital Credit Union

The below given image has the details of the Capital Credit Union financial statement. It includes total assets, total liabilities, total interest income, total interest expense, total non-interest income, and total non-interest expense. The image is in effect of 24-10-2020.  

Qualifications to become a member of the Capital Credit Union

You can apply for the membership if you fall in any one of the below given criteria.

  • One who lives within 75 miles of Bismarck, ND
  • Live within 75 miles of Fargo, ND
  • Live within 75 miles of Hazen, ND
  • Anyone who lives within 50 miles of Beulah, ND
  • Live within 50 miles of New Salem, ND
  • Immediate family member living within 50 miles of Bismarck, ND
  • Open an account with a minimum of $25, you become a member of the Credit Union and can enjoy the benefits of the membership 

You will need the following details with you when you join the Credit Union.

  • Your Full Name
  • Social Security Number
  • Date of Birth
  • Current Physical Address and Mailing Address
  • Telephone Number
  • Valid identification information – number, issue date, and expiration date
  • Beneficiary information

Steps to open an account to become a member

  • Choose your eligibility criteria
  • Select the type of product
  • And Continue

Capital Credit Union Online Banking Registration

Once you become a member of the Capital Credit Union, you can register for an online banking. Steps for opening an account online are as follows:

  • Browse the Capital Credit Union site,
  • Navigate to the CU Online Banking option
  • Click on New User
  • Go through the disclosure and Accept
  • You need to enter Account Number, Last 4 Digits of SSN/TIN to verify
  •  Date of Birth

Complete the steps as prompted

  • As you complete the process your account will be activated

Capital Credit Union Login

As your online account gets activated, you can easily login your account using a browser or mobile application. The Steps for the Capital Credit Union login through the browser are as mentioned below:

  •  Visit the official site of the Credit Union,

https://www.capcu.org/

  • Navigate to CU Online Login
  • Enter your Username and Password
  • And Click Login

How to recover Forgotten Username and Password

Many a time user may forget their Username or Password, you can retrieve it by following the below given steps.

  • Visit the site,

https://www.capcu.org/

  • Click on Forgot Username and Password
  • From the drop down options, you need to select one option
  • And press Submit

Then you need to verify your information by entering the last 4 digits of Social Security Number, Account Number, and Date of Birth

  • Complete the procedure as prompted

Capital Credit Union App

You can access your Capital Credit Union account through mobile banking by downloading the app through Google Play Store or App Store.

  • Download the app through the links,

https://play.google.com/store/apps/details?id=com.malauzai.DH23609

https://apps.apple.com/us/app/capital-cu-of-bismarck/id1451967514

Perks of using the Capital Credit Union App

  • You can view account balance
  • Transfer funds between accounts
  • Deposit checks
  • Pay bill
  • Complete a payment with Picture Pay
  • Search for branch and ATM locations
  • Activate or Deactivate debit card
  •  You can set balance and activate alerts

Capital Credit Union Routing Number

The Capital Credit Union routing is 291378130.

The routing number is necessary while making Wire Transfer.

Capital Credit Union Ratings and Reviews

The Capital Credit Union rating for the application by the Android users is 4.8 out of 5.0 and by the iOS users is 4.6 out of 5.0.

Reviews for the Capital Credit Union application

  • Great app
  • Very disappointed for both app an website
  • Wonderful app after the update
  • Very Slow loading

Capital Credit Union Locations and Working Hours

The Capital Credit Union provides services from 11 branch locations. The below given table contains information of Capital Credit Union locations and Working Hours.

NameAddressWorking HoursContact Number
Bismarck-Main Office204 W. Thayer Ave. Bismarck, ND 58501Lobby Hours: M-F: 8:30am – 5:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – 1:00pm7012550042
Bismarck-North Branch (Dan’s Supermarket)3101 N. 11th St., Suite 3 Bismarck, ND 58503Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00 am – 2:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 2:00pm7012550042
Bismarck-Northwest Branch1550 Burnt Boat Drive Bismarck, ND 58503Lobby Hours: M-F: 9:00am – 5:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – 1:00pm7012550042
Bismarck-Sunrise Branch (Dan’s Supermarket)3103 Yorktown Drive, Suite 3 Bismarck, ND 58503Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00am – 2:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 2:00pm7012550042
Bismarck-South Branch (Dan’s Supermarket)835 S. Washington St., Suite 3 Bismarck, ND 58504Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00am – 2:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 2:00pm7012550042
Mandan Branch600 E. Main St. Mandan, ND 58554Lobby Hours: M-F: 9:00am – 7:00pm Sat: 9:00am – 1:00pm Drive-Up Hours: M-F: 7:30am – 7:00pm Sat: 9:00am – 1:00pm7012550042
Beulah Branch131 W. Main St. Beulah, ND 58523Lobby Hours: M-F: 8:30am – 5:00pm  7018732626
Hazen Branch145 Main St. E. Hazen, ND 58545Lobby Hours: M-F: 8:30am – 5:00pm Drive-Up Hours: M-F: 8:30am – 5:00pm Sat: 8:30am – Noon7017486868
Fargo 13th Ave. Branch4900 13th Ave. S., Suite 5 Fargo, ND 58103Lobby Hours: M-F: 9:00am – 5:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – Noon7012822139
New Salem Branch316 Main Ave. New Salem, ND 58563Lobby Hours: M: 8:30am – 6:00pm Tues – Fri: 8:30am – 4:00pm7018437504
Fargo Veterans Blvd. Branch3216 Veterans Blvd. Fargo, ND 58104Lobby Hours: M-F: 8:30am – 5:00pm Sat: 9:00am – 1:00pm Drive-Up Hours: M-F: 7:30am – 6:00pm Sat: 9:00am – 1:00pm7012822139

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