Wiregrass Federal Credit Union is a financial institution that provides services to its members. It has been serving members since 1954, and it is a not-for-profit organization. Wiregrass Federal Credit Union offers a range of financial products and services, including checking and savings accounts, loans, and credit cards. The credit union serves the Wiregrass region in Alabama, including Houston, Henry, and Geneva counties. In this article, we will explore Wiregrass Federal Credit Union, its history, products, and services.
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History of Wiregrass Federal Credit Union:
Wiregrass Federal Credit Union was founded in 1954 by a group of civilian workers at Fort Rucker, Alabama. The credit union was created to provide financial services to its members, who were employees of the military base. The credit union’s original name was Fort Rucker Federal Credit Union. In 1969, the credit union changed its name to Wiregrass Federal Credit Union to reflect its expanded membership.
Over the years, Wiregrass Federal Credit Union has grown to serve over 9,000 members. The credit union has assets of over $70 million and offers a range of financial products and services to its members.
Products and Services:
Wiregrass Federal Credit Union offers a range of financial products and services to its members. These include:
- Checking and Savings Accounts: The credit union offers checking and savings accounts with competitive interest rates. Members can access their accounts online, through mobile banking, or at one of the credit union’s branches.
- Loans: Wiregrass Federal Credit Union offers a range of loans, including personal loans, auto loans, and mortgages. Members can apply for loans online or at one of the credit union’s branches.
- Credit Cards: The credit union offers credit cards with low-interest rates and no annual fees. Members can choose from a range of credit cards, including rewards cards.
- Online and Mobile Banking: Members can access their accounts, transfer funds, and pay bills online or through the credit union’s mobile app.
- Financial Education: Wiregrass Federal Credit Union offers financial education resources to its members, including workshops and online resources. Members can learn about budgeting, saving, and investing.
Membership:
To become a member of Wiregrass Federal Credit Union, you must be an individual who lives, works, worships, or attends school in the Wiregrass region of Alabama. You can also become a member if you are an immediate family member of an existing member. To join, you must complete an application and open a savings account with a minimum deposit of $5.
Benefits of Membership:
There are several benefits to becoming a member of Wiregrass Federal Credit Union. These include:
- Lower Fees: Wiregrass Federal Credit Union charges lower fees than many traditional banks. Members can save money on ATM fees, overdraft fees, and other charges.
- Competitive Interest Rates: The credit union offers competitive interest rates on its financial products, including checking and savings accounts and loans.
- Personalized Service: Members of Wiregrass Federal Credit Union receive personalized service from friendly and knowledgeable staff. The credit union’s employees are committed to helping members achieve their financial goals.
- Community Involvement: Wiregrass Federal Credit Union is involved in the Wiregrass community, supporting local events and organizations. Members can feel good about banking with an institution that gives back to the community.
Conclusion:
Wiregrass Federal Credit Union is a not-for-profit financial institution that has been serving members since 1954. The credit union offers a range of financial products and services, including checking and savings accounts, loans, and credit cards. Members of Wiregrass Federal Credit Union benefit from lower fees, competitive interest rates, personalized service, and community involvement. To become a member, individuals must live, work, worship, or attend school in