When it comes to managing your finances, finding a trustworthy and reliable financial institution is key. One such institution that has been serving the Knoxville, Tennessee area for over 85 years is the Knox County Employees Credit Union (KCECU). In this article, we will take a closer look at what KCECU has to offer, its history, and what sets it apart from other financial institutions.
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History of Knox County Employees Credit Union
KCECU was established in 1937 with just a handful of members who were Knox County employees. Over the years, it has grown significantly, expanding its membership to include anyone who lives, works, worships, or attends school in Knox, Anderson, Blount, Grainger, Jefferson, Loudon, Roane, Sevier, or Union counties. The credit union’s mission is to provide its members with affordable financial products and services while promoting the financial well-being of the community.
KCECU Products and Services
KCECU offers a wide range of products and services to meet the needs of its members. Whether you’re looking for a checking account, savings account, loan, or credit card, KCECU has options that are tailored to your needs.
Checking and Savings Accounts
KCECU offers several checking and savings account options. Its basic checking account is free and comes with no monthly maintenance fees. For those looking to earn interest on their checking account, KCECU offers a high-yield checking account that pays a competitive interest rate. KCECU also offers several savings account options, including a regular savings account, a money market account, and a holiday club account.
Loans
KCECU offers a variety of loans, including auto loans, personal loans, home equity loans, and home improvement loans. Its auto loans come with competitive rates and flexible terms. Personal loans are available for a variety of purposes, including debt consolidation, home repairs, and unexpected expenses. KCECU’s home equity loans and home improvement loans allow homeowners to borrow against the equity in their homes to finance home renovations or other expenses.
Credit Cards
KCECU offers two credit card options: a Visa Classic Card and a Visa Platinum Card. Both cards come with competitive interest rates, no annual fees, and a rewards program that allows members to earn points for every dollar they spend. Points can be redeemed for merchandise, travel, and gift cards.
Online and Mobile Banking
KCECU offers online and mobile banking options that allow members to manage their accounts, pay bills, transfer funds, and deposit checks remotely. Its mobile app is available for both iOS and Android devices and allows members to access their accounts on-the-go.
What Sets KCECU Apart
One thing that sets KCECU apart from other financial institutions is its commitment to the community. The credit union actively supports local charities and organizations, including the United Way of Greater Knoxville, the Knoxville Area Rescue Mission, and the Boys and Girls Clubs of the Tennessee Valley. In addition, KCECU offers financial education resources to its members, including seminars and workshops on topics such as budgeting, credit management, and retirement planning.
Another thing that sets KCECU apart is its personalized service. Unlike large banks, KCECU is a member-owned institution, which means that it is run by its members, for its members. This allows KCECU to offer a more personalized approach to banking, with a focus on building relationships and understanding each member’s unique needs.
Final Thoughts
If you’re looking for a financial institution that offers competitive rates, personalized service, and a commitment to the community, Knox County Employees Credit Union is a great choice. With a wide range of products and services to meet your financial needs, KCECU is dedicated to helping
conclusion
Knox County Employees Credit Union has been serving the Knoxville, Tennessee area for over 85 years, providing its members with affordable financial products and services while promoting the financial well-being of the community. Its commitment to the community, personalized service, and wide range of products and services set it apart from other financial institutions. Whether you’re looking for a checking account, savings account, loan, credit card, or online and mobile banking options, KCECU has options tailored to your needs. As a member-owned institution, KCECU is dedicated to building relationships and understanding each member’s unique financial needs.