Luzerne County Federal Credit Union (LCFCU) is a not-for-profit financial institution that has been serving members since 1955. With a mission to provide personalized financial services that help members achieve their goals, LCFCU is committed to providing competitive rates, excellent customer service, and a variety of financial products and services to its members.
In this article, we will explore the history, products and services, and benefits of joining Luzerne County Federal Credit Union.
Contents
A Brief History of Luzerne County Federal Credit Union
Founded in 1955, Luzerne County Federal Credit Union has been serving members in Luzerne County, Pennsylvania, for over six decades. Originally established to serve employees of the Luzerne County government, the credit union has since expanded to serve members who live, work, worship, or attend school in Luzerne County.
Over the years, Luzerne County Federal Credit Union has remained true to its founding principles of providing affordable financial services to its members. With a commitment to excellence and a focus on personalized service, the credit union has grown to become a trusted financial partner for members in the community.
Products and Services Offered by Luzerne County Federal Credit Union
Luzerne County Federal Credit Union offers a wide range of financial products and services to meet the needs of its members. Whether you’re looking for a savings account, a loan, or a credit card, the credit union has something to offer.
Savings Accounts: Members can open a variety of savings accounts with Luzerne County Federal Credit Union, including regular savings accounts, youth savings accounts, and holiday club accounts. These accounts offer competitive interest rates and low fees, making it easy for members to save money and achieve their financial goals.
Checking Accounts: The credit union offers a free checking account with no monthly fees and no minimum balance requirements. Members can also opt for a rewards checking account that pays dividends on their balances.
Loans: Whether you need a personal loan, an auto loan, or a home equity loan, Luzerne County Federal Credit Union has you covered. The credit union offers competitive rates and flexible repayment terms to help you get the financing you need.
Credit Cards: Luzerne County Federal Credit Union offers a Visa credit card with a low interest rate and no annual fees. Cardholders can earn rewards points on their purchases, which can be redeemed for merchandise, travel, and more.
Other Products and Services: In addition to its core products and services, Luzerne County Federal Credit Union also offers insurance products, investment services, and a range of online and mobile banking services.
Benefits of Joining Luzerne County Federal Credit Union
There are many benefits to joining Luzerne County Federal Credit Union. Here are just a few:
- Competitive Rates: The credit union offers competitive interest rates on its savings accounts, loans, and credit cards, helping members save money and achieve their financial goals.
- Low Fees: With no monthly fees on its checking accounts and low fees on other products and services, Luzerne County Federal Credit Union makes it easy for members to manage their money without breaking the bank.
- Personalized Service: The credit union is committed to providing personalized service to its members. Whether you need help opening an account, applying for a loan, or managing your finances, the credit union’s friendly and knowledgeable staff is always there to assist you.
- Community Focus: As a not-for-profit financial institution, Luzerne County Federal Credit Union is deeply rooted in the community it serves. The credit union is dedicated to improving the financial well-being of its members and supporting local organizations and initiatives.
- Online and Mobile Banking: With a range of online and mobile banking services, members can manage their accounts and access their funds from anywhere, at any
conclusion
Luzerne County Federal Credit Union (website link) has a long history of providing personalized financial services to its members. With a focus on competitive rates, low fees, and excellent customer service, the credit union is a trusted financial partner for members in Luzerne County and beyond. Whether you’re looking for a savings account, a loan, a credit card, or other financial products and services, Luzerne County Federal Credit Union has something to offer. If you’re looking for a financial institution that puts your needs first and is committed to your financial well-being, consider joining Luzerne County Federal Credit Union today.